When you apply for a life insurance policy do they check to see if you smoke marijuana?

Yes, the application will ask if you smoke and what you smoke.

In addition, the blood or urine test you are required to provide a sample for may check to see if there is any THC / Marijuana in your system.

However, people who smoke marijuana can get insured for life insurance with or without a prescription, depending on where you live and the laws in your state, and the insurance company's guidelines.

Here's h...
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I am a card-holding medical marijuana user living in Colorado. Will a life insurance company decline coverage or raise my rates because of the marijuana usage?

Yes, you can qualify to buy a life insurance policy if you use medical marijuana and you live in the state of Colorado.

If you are purchasing a medically underwritten policy that requires a medical examination and a review of your medical records, the reason for needing the medical marijuana will enter into your ratin...

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